The XM Advantage

XM Loans empowers its clients through its easy 4 Step Loan Qualification process conveniently available

         24 hours a day
           7 days a week
       365 days per year.

Step 1 – Take 5 minutes to complete the XM application form!

Step 2 – Submit Application!

Step 3 – A system generated qualification decision or notice is sent 90 seconds later to your email address!

Step 4 – We collect your documents and submit to multiple lenders for multiple approvals!

With more than 15 years experience in the financial services industry, XM Loans has the specific purpose of eliminating the barriers to owning a home. Today XM Loans is poised to become The Bahamas and The Caribbean’s #1 Home Loan Broker by assisting borrowers to find ways to accomplish their dream of home ownership. Whether you are buying your first home or finally realizing that dream vacation home in The Caribbean, XM Loans can help to make the process hassle free, easy and fast.

XM Loans welcomes you to utilize Real Solutions, Real Time!

Did you know? Now that the 2008 / 2009 national budget debate has been concluded in parliament and the law makers have begun their summer break, we have been reliably informed that the stamp duty exemptions for new home owners have been re-instated as of July 1st 2008. Read more...	Newsletter XM Loans is poised to take advantage of the billions of dollars of real estate investments touted for The Bahamas. Read more...
Loan Calculator You can use this loan calculator to work out what your monthly repayments might be for various loan amounts, repayment periods and annual interest rates. This can help you decide whether you can afford the repayments. Read more...	Repossessed Property If you are interested in buying a repossessed home, look no further. We have compiled the banks list all in one place for your benefit. This service is offered as a courtesy to XM Loans customers to allow them to be more empowered in their real estate purchases. Read more...