Online Mortgage Qualification

Complete and submit this page and XM Loans will send an automated decision on your qualification to your email address within 90 seconds. Click the icon next to a question if you need help or an explanation. If you need further help, please contact us for assistance.

Foreign individuals borrowing for homes in the Bahamas or Caribbean must enter all values in USD. Other currencies will not reflect the accurate loan values and property costs and therefore may return incorrect loan qualification information.

* Required fields

Loan Information

Purchase Price*  (i.e. 310000)	$		Property Location*	Select New Providence/Nassau Grand Bahama Exuma Eleuthera Abaco Long Island Cat Island Rum Cay Mayaguana Turks & Caicos Other
Loan Amount*  (purchase price - down payment)	$		Type of Loan*	Select Home Purchase Construction Vacant Lot Equity Consolidation Cashout Refinance
Property Use*	Select Primary Residence Second Home Investment		Property Type*	Select Single Family Residence Multi Family Apt (2-3 units) Commercial Bldg (4+ units) Condominium
Loan Term*	Select 15 years 20 years 25 years 30 years		How Soon*	Select Immediately One Month Three Months More Than Three Months

Borrower Information

	Primary Borrower		Co-Borrower
			Check box if same as borrower.
First Name*
Last Name*
Date of Birth* Enter four digit year	Month Select Jan Feb Mar Apr May Jun July Aug Sep Oct Nov Dec Day Select 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year		Month Select Jan Feb Mar Apr May Jun July Aug Sep Oct Nov Dec Day Select 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year
Home Phone Number
Work Phone Number*
Cell Phone Number*
Email Address*
Street Address
City*
Island/State*
Zip
Country of Citizenship*	Select Bahamas USA UK Canada Turks & Caicos Other		Select Bahamas USA UK Canada Turks & Caicos Other

Income Information

	Primary Borrower		Co-Borrower
Primary Employment Type	Select Employed Self-employed		Select Employed Self-employed
Years of Primary Employment*	Select Less than 1 year 1 year 2 years 3 or more years		Select Less than 1 year 1 year 2 years 3 or more years
Base Salary*	$   Select Weekly Monthly Annually		$   Select Weekly Monthly Annually
Gratuities	$   Select Weekly Monthly Annually		$   Select Weekly Monthly Annually
Secondary Income	$   Select Weekly Monthly Annually		$   Select Weekly Monthly Annually
Child Support/ Alimony	$   Select Weekly Monthly Annually		$   Select Weekly Monthly Annually

Expense Information

Expense Type	Balance		Monthly Payment
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$
Select Mortgage Loan Auto Loan Credit Card Personal Loan Rent	$		$

Lender Information

Select Preferred Lenders:		First Caribbean International Bank
		ScotiaBank
		Finco
		Commonwealth Bank
		Fidelity Bank
		No Preference

Realtor Information

  If you would like us to notify your realtor of your application outcome,
  please provide the contact info here: 

Realtor Name
Realtor Email
Realtor Company
Realtor Phone

Comments

How did you hear about us?     Select Newspaper Ad Online Search Monthly Newsletter Referred By Realtor Referred By Friend Other