The XM Advantage

XM Loans is pleased to offer you INSTANT Online Mortgage Qualifications. Our assurance is that you will receive a decision (qualification approval or qualification deferral) about your online mortgage application INSTANTLY. This is available:

         24 hours a day
           7 days a week
       365 days per year.

Step 1 – Complete the XM online application!

Step 2 – Submit application!

Step 3 – Instant automated decision, which is also emailed to you in less than 90 seconds!

Step 4 – Your documents are collected and submitted to multiple lenders for multiple approvals!

With more than 20 years experience in the financial services industry, XM Loans is here to eliminate the barriers to owning a home. Today, XM Loans is undisputedly The Bahamas' and The Caribbean’s #1 Mortgage Broker. Whether you are buying your first home or finally realizing that dream vacation home in The Caribbean, XM Loans can help to make the process hassle free, easy and fast. Our friendly agents are available to answer any questions you may have, call or email us today.

XM Loans welcomes you to Real Solutions, Real Time©!

Did you know? The 2010-2011 national budget has now been presented in parliament. Based on the current state of affairs, the Government of the Bahamas debt to GDP ratio has now surpassed the 50% threshold. By comparison, Bermuda's debt to GDP ratio is around 11%, while Trinidad & Tobago's is around 56%. Read more...	Newsletter Our monthly newsletter, "The Mortgage Optimizer", will address topical issues regarding mortgages, home ownership and other relevant matters. Read more...
Loan Calculator You can use this loan calculator to work out what your monthly repayments might be for various loan amounts, repayment periods and annual interest rates. This can help you decide whether you can afford the repayments. Read more...	Repossessed Property If you are interested in buying a repossessed home, look no further. We have compiled the banks list all in one place for your benefit. This service is offered as a courtesy to XM Loans customers to allow them to be more empowered in their real estate purchases. Read more...