Real Solutions, Real Time!
The Mortgage Optimizer!
June 2010
Volume 3, Number 10
In This Issue
Your dream townhouse!
From the President’s Desk
Your Monthly Mortgage Tip: Secrets Lenders don't want YOU to know!
Links
Repossessed Homes
The Townhouse of your dreams
The down payment for unit #77 would be $27,450.00 (or %5). The monthly payment for this unit would be approximately $3,826.95 (assuming an 8% interest rate and a 30 year repayment term).
To know if you are a good candidate for a mortgage for any of these townhomes, email us at info@xmloans.com.For further information regarding the viewing of the Turnberry townhomes, feel free to contact any of the real estate agents at Bahams Islands Realty!
From the President’s desk….
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It's our Business! In our view, a more robust small business sector characterized by job creation and new hires may be the answer to our ailing economy. Conventional wisdom would suggest that a broader tax base buoyed by an expanding workforce is a much better alternative to raising taxes across the board. Governments the world over are desperately seeking ways to save their economies and to maintain the standard of living of their citizens. Chief among their efforts are the austere measures which have not found favor among the rank and file members of society. Indeed, we too are no strangers to our very own government cutting the budget allocations of essential services and departments throughout the country. Resultantly, we are of the view that instead of focusing exclusively on tax increases and allocation reductions, perhaps incentives for small and medium size businesses may be in order. Keeping people employed ensures that tax revenues do not suffer any reductions, and this we feel is a key strategy in creating a positive outcome of this recessed economy.
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Your monthly mortgage tip:
Secrets Lenders don't want YOU to know!
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A disciplined savings plan must be a part of your preparation for home ownership. Generally, your upfront cost will be five (5%) percent of the price of the property under consideration. After your mortgage has been approved, there is more money to pay in the form of “Closing Costs”. The closing cost can total approximately seven and a half percent (7.5%) of the mortgage amount and in some cases it may be less. In any event, you can see that getting a mortgage is a cash intensive proposition, so having a adequate savings is very important.
No seller or realtor will take your request to purchase property seriously unless you can commit a down payment. |
To find out how much you can afford and how much money you will require clickhere.
KNOW THE FACTS – GETTING A MORTGAGE REQUIRES A CONSIDERABLE AMOUNT OF MONEY!
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