Selling Your Home in a Buyer's Market!

By Kathryn A. Walson

Like many people in today's real estate market, you may be thinking about selling your home. And like many prospective home sellers, you're probably kicking yourself for not having moved sooner, before the housing market took a nosedive.

Still set on selling? Take heart. Sure, you may take a hit on the sales price on your house compared with the market's peak, but you're also likely to get a good deal. Selling in the down market is a good thing because you get to buy in the down market.

And depending on where you live, your home may be holding its value better than some houses. For instance, house prices in [the Cable Beach area] have held steady or increased slightly over the past year, according to some real estate agents. Meanwhile, home values in other once-hot areas have declined.

If you decide to sell, you must do a lot more than stick a For Sale sign in your front yard. In this buyer's market, you need to hire top salespeople, set a fair price, see that your product stands out from the competition and be prepared to negotiate. You'll also need to change your mindset a bit. Forget the extra profit you would have gotten a year or two ago.

Sell now or later? It's impossible to time this real estate market. If you can wait, you can hope for a rebound. "It's like the stock market, if the market is down, unless you really need the cash, it's better to hold until the market goes up."

But the market could get worse before it gets better. And once it begins to rise, it could take a long time before it reaches its earlier peak. So if you want, or need, to sell, go for it. Price it right. Forget what your neighbor's house sold for last year. Homeowners who want to sell today need to set a realistic price for this market. The market price is going to be less than your dream price, when you sell, you must be a little bit detached.

While we offer no assurances of the accuracy of the information contained, please feel free to contact us with any questions. We also urge you to make sure you qualify for the home you may be interested in purchasing by using our online application form. Click here to see if you qualify!

Going green does not mean that you have to become a vegetarian or drive a hybrid car. While those choices are good ones, they are not the exclusive choices to help our planet’s viability. Your contribution can be as simple as switching from fluorescent bulbs to new energy saving bulbs. Or if you want to be more eco-conscious, you could use cloth grocery bags instead of plastic or paper ones.

The changes are simple and require very little adjustment to your way of life, but the rewards for these changes are beyond measure. We invite you to join us as we do our small part to contribute to the welfare to this planet we all call home.

Most financial and other institutions are doing as much as they can to get clients to use their online services. From Batelco, to BEC to NIB, most government and private companies are now rolling out their interactive web platforms in order to better accommodate our online needs. Save energy by conducting more business online!

To find out how you can benefit from our online platform, email us at info@xmloans.com

The material contained in this newsletter has been prepared by XM Loans Ltd. 404 Bay Street, PO Box N-4443, Nassau, Bahamas and independent feature contributors. The material provided is for informational and educational purposes only and should not be construed as investment, financial, real estate and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is not without errors.

As your Trusted Advisor, we always want to make sure you are clear on all details of the home financing process. If you or someone you know are interested in purchasing or refinancing a home, give us a call today! XM Loans Ltd. is the copyright owner or licensee of the content and/or information in this email, unless otherwise indicated. The Mortgage Optimizer does not grant to the recipient or distributor a license to any content, features or materials in this email. You may not download, or save a copy of any of the content except as otherwise provided in our Terms and Conditions.

In the unlikely event that you no longer wish to receive these valuable market updates, please email: newsletter@xmloans.com with "UNSUBSCRIBE" in the subject.

If you prefer to send your removal request by mail the address is Admin, XM Loans Ltd. P.O. Box N-4443, Nassau, Bahamas

Newsletter by:
Intelligent System Solutions LLC
Solving Business Problems With Technology
www.intelligentsystemsolutions.net

Reduce, Reuse, Recycle!

Every forward thinking corporation across the globe is looking to go green and that initiative makes not only good economic sense for a company, but it also shows a level of environmental responsibility.

Accordingly, XM Loans Ltd invites you to join with us and the rest of the earth minded companies and individuals by doing your part to help save our planet for future generations.

For more information on XM Loans green initiative, email us at info@xmloans.com

Selling Your Home in a Buyer's Market!

By Kathryn A. Walson

From the President’s desk…

Your monthly mortgage tip:

Secrets Lenders don't want YOU to know!